Insurance Law & Coverage Issues
As an experienced and caring civil litigation attorney, Hank Doyle and his associates have an extensive understanding of insurance coverage issues that are likely to arise in numerous low and high-risk industries such as construction, engineering, and manufacturing. We're well-versed and knowledgeable when it comes to litigation, dispute resolution, reinsurance, policy draft, and, lastly, claims to counsel. Several of the issues we have been able to provide reliable and budget-conscience solutions include but are limited to:
- Avoidance of bad faith
- Reinsurance disputed or drafting policy language
- Representation in arbitration or litigation
- Policy coverage clarity
Clients We Represent For Insurance Coverage
If you are in the construction, engineering, manufacturing, or plant automation industries, insurance coverage is an enormous factor in the total cost of the project. On-site damage is inevitable in these industries, and if any damage were to occur to an in-process establishment, project materials, or project equipment before the job is considered complete and any access is transferred, significant amounts of interests come into play when it comes to ensuring their claims are processed. In other words, if any damage were to occur during the start-to-finish timeline of a project, insurance companies are often operating on a delaying timeframe. Project costs can quickly add up!
Accidents can happen in the blink of an eye. That said, having a solid understanding of your insurance coverage makes life much easier in the long run. That said, pinpointing insurance coverage loopholes and grey areas is imperative when it comes to receiving optimal coverage in case of an emergency.
Why Choose The Doyle Law Offices P.A.
Your civil litigation attorney Hank Doyle is able to steer you in the right directions when it comes to insurance claim issues, along with other civil litigation areas such as collection law, . We take pride in guiding and educating our clients in any way we're able to. If you have any questions regarding your insurance claim issues at-hand, be sure to contact us at (919) 228-4487 or fill out the form below.
What Are Insurance Limitations and Exclusions?
Insurance exclusions and limitations have the ability to alter the furnishing of in one's insurance policy. Defined as an exception to the general scope of coverage that is applicable under specific circumstances, and insurance-related limitation is an exception to the general scope of one's coverage policy.
An exclusion, on the other hand, is much broader. Generally, insurance-related exclusion is the ruling out of coverage for things such as intentional acts, when the coverage of the in-place policy covers damage from negligent acts.
What are Insurance Rates and Applications?
Some states have laws in place that limit an insurance company's power to cancel coverage once a policy has been issued, it is important to understand your rights as a North Carolina citizen. An insurance company's policy is required to be based on factors that are relevant to the risk level that is to be insured.
Can you Help with Insurance Cancellation Issues?
Yes, we can. Aside from failure to make payment and for fraudulent misrepresentation by the policyholder, policies cannot be canceled after they're issued. Keep in mind, cancellation limitation only applies during a policy term. The tricky part with insurance cancellation issues is the fact that insurance companies can decide not to renew a policy at the end of its term for any single reason that is not prohibited by law.