Debt Collection Attorney
Cary, NC
Providing attorney-led legal assistance to help you recover money you're owed since 1995 in Cary and surrounding areas. Request a consultation today.
Legal Assistance for Debt Collections
When a client won’t pay, a business debt collection attorney can send demand letters, file mechanic’s liens, and pursue judgment in civil court. Since 1995, founding attorney Hank Doyle has been helping Cary area businesses recover what they are owed, often at a fraction of what collection agencies charge.
To schedule a consultation, call (984) 235-1067 or fill out the form below.
When It's Time to Call a Debt Collection Attorney
A single late invoice usually doesn't need a lawyer. But when the debt is substantial, it has gone unpaid for months despite your follow-ups, the debtor is a larger company that expects you to give up, or you want a formal demand letter that shows you're prepared to sue without actually filing yet. Founding attorney Hank Doyle will tell you honestly in that first conversation whether legal action makes financial sense, and a surprising number of debts resolve from the demand letter alone.
How We Pursue What You're Owed
Attorney-Written Demand Letters
A demand letter on law firm letterhead changes the math for a nonpaying client. Hank drafts letters that state the debt, the deadline, and the consequences, and often offers a structured path to pay before litigation begins.
Prompt Filing of Mechanic's Liens
If you furnished labor or materials for a construction project, NC General Statutes Chapter 44A lets you file a claim of lien against the property itself, but the deadlines are strict: generally 120 days from your last day of work to file, and 180 days to enforce it in court. Attorney Hank Doyle has prepared, filed, and litigated mechanic's and materialman's liens across Wake County since 1995, and missing a lien deadline by even a day forfeits the remedy.
Collection lawsuits in the right court
Where you sue depends on the amount. In Wake County, small claims court handles debts up to $10,000, District Court up to $25,000, and Superior Court above that. Attorney Hank Doyle handles filing through judgment and collection by litigating in the civil courts of North Carolina. Since unpaid debts usually stem from a broken agreement, contract claims are often pursued in the same action.
What a Debt Collection Attorney Costs vs. a Collection Agency
A collection agency can't give legal advice, file suit, or appear in court — it can only send letters, and it typically keeps up to half of what it recovers. Attorney fees in collection matters are typically under 20 percent of the debt, and in some cases the court orders your debtor to pay your legal fees. You'll also cover court filing costs, which vary by court. Ask about our fee structure during your consultation and decide with real numbers in hand.
Frequently Asked Questions
Why can't a collection agency resolve my small business debt?
A collection agency cannot give legal advice, file a lawsuit, or represent you in court – such an agency can only write demand letters on your behalf. Moreover, a collection agency can charge upwards of 50% of your debt to work on your behalf, so once you resolve your debt (if successful), you are obligated to pay the agency a handsome portion of your money.
A debt collection attorney, on the other hand, will know the legalities, give you legal advice that is of your best interest, and adapt to advise you. Attorney fees are typically less than 20% of your debt.
How can you determine if a debt collection attorney is the right fit for you?
In general, we encourage prospective clients to read an attorney’s references, assess their skill set and experience, and schedule a legal consultation before working with an attorney. It’s important to know if your case can be handled by the attorney in question before you have them file a lawsuit on your behalf or represent you in court.
Hank Doyle has collected small business debts for Cary companies since 1995. Read more about how a collections attorney helps recover business debt , or see what past clients say .
Will my debtor cover the legal fees?
In some cases, a court judgment in your favor will require your debtor to cover your attorney fees. Since legalities vary by county, it’s important to discuss the legal situation at length with your attorney.
Contact Your Collections Lawyer in Cary Today
Unpaid invoices don't age well, and neither do lien deadlines. Call The Doyle Law Offices at (984) 235-1067 or fill out the form below to start recovering the money your business has earned. We also handle Wake Forest business debt collection for companies in northern Wake County.
